The Ladd's Agency is an independent insurance agency offering a full line of insurance products to cover your world. Whether its business or personal, our licensed insurance brokers will work with you to find the right coverage to fit your unique needs.

• Liability
• Fire
• Package Policies
• Business Automobile
• Workers' Compensation/DBL
• Equipment
• Crime
• Contact Bonding
• D+O/E+O/Pollution
• Excess & Surplus Lines

• Automobile/Antique Auto/Motorcycles
• Homeowners/Renters
• Boats/Yachts
• Jewelry/Fine Arts
• Umbrella Liability
• Recreational Vehicles
• Flood
• Landlord Package Policy

• Disability Plans
• Group Insurance - Health & Life
• Life Insurance
• Long-Term Care

• Prompt Certificates of Insurance
• Prompt Professional Claim Service
• Flexible Payment Plans
• Annual Audit Review
• Broad Coverage at Equitable Price
• Detailed Proposals
• Periodic Review of Insurance Program

• AIG
• One Beacon/Adirondack
• National Grange Mutual
• Dryden Mutual
• Erie & Niagara
• Excellus
• First Rehab
• Hartford
• General Casualty
• National Benefit Life
• Preferred Mutual
• Peerless
• Selective
• Travelers
• Progressive
• United Healthcare
• Utica First
• Utica National
• SSA/Blue Cross, Blue Shield
• Safeco

Our professional sales and customer service representatives help with claims and questions. Our expert staff is continuously trained and educated in the changing laws, which may affect the insurance you have, and in the insurance policies' regulations and coverage.

The Ladd's Agency is prepared to provide you with a professional review and comparison of your insurance program.